Claims Investigators Singapore: Medi Claims Investigations

The medical claim insurance is one of the common policies worldwide and some people take it a step further to gain it through fake claims. Many people planned on daily basis to pursue for fake claims and in fact can go up to fake their own deaths. Our professional claims investigators possess decades of vast experience and have established a proven reputation in the insurance industry for exposing fraudulent applications of medical claims. Insurance companies are bleeding as far as Medi-claims are concerned and companies are paying interest in uncountable dollars on the above claims per day. We have a dedicated team of investigators who are well versed with the kinds of investigating frauds under the Medi-claims. Our strategies to defraud the Medi-claim include each aspects of the case:

·         Reason to need for health care services, we shall investigate detailed records of treatments. Include all dates, locations, which provided the treatments, what services have been received, and what medicine, supplies or equipment were provided. These are mandatory to know the actual expenses have been occurred.

·         The interviews will be taken carefully by insurer to review the billing and summary statements of treatment. We shall include the dates, doctor prescription, name of the service provider and each minor point to find out the truth.

·         The ghost patients are very common and our professionals can identify ghost patients or the patients who are disguising the insurance company. Sometimes, during this kind of investigation, the insurance surveillance is required.

·         Lack of Medical Necessity where patients try to pretend sick or take illegitimate help from doctors.

·         The patients can make false certification; we shall verify each certificate or prescription from all authorities.

Medi-claim frauds can be fabricated via fraudulent physician’s prescriptions, false documents, false bills, exaggerated claims etc. However, our responsibility is to show you the truth and to find out the real facts. Moreover, the insurance fraud is increasing day by day and our responsibility is to change the modus operandi in each matter for staying above from the fraudulent thinking. To know more about our services, please do contact us anytime. We are reachable through email and direct telephonic consultation.Kindly contact us on info@claiminvestigators.com according to your requirement respectively.

Global Singapore Visa processing tips: Immigration Fraud

Don’t be the victim of a scam

If the offer seems too good to be true, it probably is.

Beware of immigration fraud and scams

You may have seen advertisements that promise work permits and guarantee high-paying jobs in Canada. Some offer scholarships to study at Canadian universities or colleges. Potential newcomers to Canada should be aware that many offers like these are fraudulent. In fact, using the services of people who make such promises may result in your application to Canada being rejected.

Canada’s immigration system is based on fairness. Every application receives equal consideration. No one has special connections, and no one can promise your application will be given special treatment or guarantee that it will be approved.

What you need to know

·         You are not obliged to hire a representative, including a consultant, lawyer, Quebec notary or paralegal regulated by a law society, to apply for a visa or for Canadian citizenship, but if you do, choose carefully.

·         Representatives do not have special connections with Canadian government officials and cannot guarantee you a visa. Nobody can guarantee you a visa.

·         Only Citizenship and Immigration Canada (CIC) officers can decide whether or not to issue a visa. Don’t be tempted into using false documents. It is a serious crime to misrepresent yourself by making false statements or submitting false documents when dealing with CIC. If you do this, your application will be refused. You will also face serious consequences. Depending on the situation, these may include:

1.       no entry into Canada for at least five years;

2.       a permanent record of fraud in CIC’s database;

3.       revocation of your permanent resident status or Canadian citizenship;

4.       being charged with a crime; or

5.       removal from Canada.

·         Do not enter into a marriage that is not genuine in order to obtain permanent residence in Canada. Beware of Internet scams and false websites. The official CIC website is www.cic.gc.ca.

·         You will find free information for any type of visa on CIC’s website.

·         Processing fees are the same at all Canadian visa offices around the world. Fees in local currency are based on official exchange rates and correspond with the standard fee charged in Canadian dollars.

·         Canadian visa offices will never ask you to deposit money into an individual’s personal bank account or to transfer money through aspecific private money transfer company.

·         If you have questions, contact CIC or the visa office responsible for your area.

Choosing a representative, a consultant or a lawyer

If you do decide to hire a representative, choose carefully:

·         Ask someone you trust to recommend someone;

·         Talk to several representatives before you decide which one to hire; check references and find out how long they have been in business;

·         Make sure you understand exactly what services they will provide, and how much they will charge you. Get this information in writing.

·         Make sure they are authorized by the Government of Canada.

The only people authorized by the Government of Canada to charge a fee to represent or advise you on immigration, refugee and citizenship matters are:

·         lawyers and paralegals who are members in good standing of a Canadian provincial or territorial law society;

·         Notaries Who are members in good standing of the Chambre des notaries du Québec; and

·         citizenship or immigration consultants who are members in good standing of the Immigration Consultants of Canada Regulatory Council.

The Government of Canada will not deal with unauthorized representatives who charge a fee for their services.

To find out whether the person you are thinking of hiring to represent you is authorized by the Government of Canada, ask if they are members of one of the organizations listed above. You can then check with the organization to make sure the person is a member in good standing. Contact information for all of these organizations can be found on the CIC website at immigration.gc.ca/antifraud.

Once you have chosen a representative, make sure the representative updates you on your application on a regular basis. Remember—you must accept responsibility for all the information in your application whether you complete it or it is completed by your representative. It is against the law to give false or misleading information to Citizenship and Immigration Canada.

Who We Are at Hill & Associates

Our Story

Hill & Associates has been operating for more than 20 years, with offices in China, Hong Kong, Singapore, India, Indonesia, Malaysia, Thailand, and Vietnam.

We are owned by G4S plc, the world’s largest private security company, but operate completely independently. Our management, legal and information technology structures are protected by inter-company agreements to protect confidential client information.

Our Team

Our strength is the breadth of our Asia-based team and depth of local knowledge. Our staff of more than 150 includes experts from around the world in fields ranging from law, accounting and banking to military, intelligence and computer forensics. All adhere to strict ethical and internal codes of conduct. Discretion, effectiveness and professionalism make our team – individually and as a unit – your trusted adviser.

Meet some of our team members.

Neil Marshall

Managing Director

Neil has more than 30 years of experience in security and business risk consulting across Asia, Africa and the Middle East. He helps corporate clients manage internal fraud matters, labor and commercial relationships, and crisis and contingency management issues, working with stakeholders and senior management to create solutions that are logical, ethical and economically sound. Clients include top-tier Fortune 500 organizations during times of exponential growth into new markets and operations.

Mike Groves

Security Risk Management

Prior to joining Hill & Associates, Mike completed a 28-year career in the Hong Kong Police Force, rising to directorate rank. During his service, Mike commanded the VIP Protection and Tactical Units, and oversaw operations at events including the Handover of Hong Kong in 1997 and meetings of the World Bank, IMF and WTO. Mike works with clients to pre-empt and address issues that impinge on business operations and reputation risk.

John Bruce

Corporate Intelligence

John Bruce runs our Corporate Intelligence service line, which encompasses business intelligence and integrity and background checks. In addition to this, he has specific responsibility for gaming related due diligence, having become involved in the gaming industry due to the burgeoning expansion in worldwide gaming that took place alongside the expansion of the worldwide web. He has considerable experience in providing independent consulting services to companies in the gaming industry on the nature of the industry in Asia.

Adelene Wee

Fraud Prevention & Integrity Risk

Adelene has worked throughout Asia and has extensive experience in the practicalities of doing business – both local and cross-border. She is responsible for managing and conducting client engagements focused on the areas of fraud, bribery and corruption, ethics, corporate governance and integrity and compliance matters. Prior to joining Hill & Associates, Adelene worked in tax and legal services in a Big Four firm and in corporate and commercial law at several international firms.

Mossack Fonseca: China Opens Bond Market to Individual Investors

MossackFonseca - China’s central bank allowed individual investors to purchase all types of bonds over bank counters beginning 14 February 2016. Individuals with annual incomes of more than 500,000 yuan ($76,500), 3 million yuan of financial assets, and over two years of securities investment experience can now buy any bonds they like over the counter. Previously, only certificate treasury bonds were available to individuals.

The new policy aims to boost the bond market and direct financing. China’s bond market boomed in 2015 due to government policies aimed at diversifying corporate financing channels. Approximately 22.3 trillion yuan of new bonds were issued last year, almost double the sum in 2014.

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Mossack Fonseca - China on IMF Admits Chinese Renminbi to SDR Basket

(MossackFonseca) - On November 30, 2015, the International Monetary Fund (IMF) admitted China’s renminbi (RMB), also known as the Yuan, into the Special Drawing Rights (SDR) basket of currencies. Effective October 1, 2016 the RMB will be a freely usable currency and will be included in the SDR basket as a fifth currency, along with the U.S. dollar, the euro, the Japanese yen and the British pound. Launching the new SDR basket on October 1, 2016 will provide sufficient lead time for the Fund, its members and other SDR users to adjust to the change, according to an IMF press release.

The following weights have been established for each of the five currencies in the new SDR basket that will take effect on October 1, 2016:

• U.S. dollar 41.73 percent (compared with 41.9 percent at the 2010 Review)

• Euro 30.93 percent (compared with 37.4 percent at the 2010 Review)

• Chinese renminbi 10.92 percent

• Japanese yen 8.33 percent (compared with 9.4 percent at the 2010 Review)

• Pound sterling 8.09 percent (compared with 11.3 percent at the 2010 Review)

The Role of the SDR

The SDR was created by the IMF in 1969 as a supplementary international reserve asset, in the context of the Bretton Woods fixed exchange rate system. The SDR is neither a currency, nor a claim on the IMF. Rather, it is a potential claim on the freely usable currencies of IMF members. Holders of SDRs can obtain these currencies in exchange for their SDRs in two ways: first, through the arrangement of voluntary exchanges between members; and second, by the IMF designating members with strong external positions to purchase SDRs from members with weak external positions. In addition to its role as a supplementary reserve asset, the SDR serves as the unit of account of the IMF and some other international organizations.

The SDR interest rate provides the basis for calculating the interest charged to borrowing members, and the interest paid to members for the use of their resources for regular (non-concessional) IMF loans. It is also the interest paid to members on their SDR holdings and charged on their SDR allocation. The SDR interest rate is determined weekly and is based on a weighted average of representative interest rates on short-term debt instruments in the money markets of the SDR basket currencies.

Why the IMF Added the Renminbi

China is the second largest economy after the United States and is first in world trade. The renminbi is the No. 4 currency for global trade, accounting for about 2.5 percent of the total, according to SWIFT, the organization for interbank financial transfers. Beijing controls the flow of money into and out of its economy but has encouraged the use of the renminbi abroad, especially for trade, which helps Chinese exporters by eliminating the cost and risk of volatile exchange rates. Since 2009, China has signed currency swap agreements with central banks in Britain, Brazil, Canada, Indonesia, South Korea and other countries. Branches of Chinese state-owned banks in Britain, Australia, Germany, Switzerland, Russia, France and Singapore have received authorization to take deposits or settle trade-related transactions in renminbi.

Impact on Global Finance

The SDR has no direct link to financial markets or private business. Over time, the IMF decision might prompt central banks to hold more reserves in renminbi. JP Morgan economist Haibin Zhu said renminbi holdings might rise to 5 percent of global reserves, or about $350 billion, over five years. That might encourage more use of renminbi for trade and investment. "Longer term, this is a huge step", said Stephen Innes, chief trader for the currency firm OANDA in Singapore. "Once investors become more comfortable with Chinese markets, especially if they continue to progress with opening policies and make the same strides they did over the past year, international markets will really embrace Chinese capital markets".

Impact on China

Economists say the IMF decision could encourage Chinese leaders to further relax controls on the renminbi. The ruling Communist Party's latest five-year development plan says the renminbi will be "freely tradable and freely usable" by 2020. The surprise August introduction of a new mechanism for setting the government-controlled exchange rate led to 3.5 percent devaluation. However, the country's top economic official, Premier Li Keqiang, said in September that there were no plans for further declines. Some traders worry Beijing might devalue once it achieved its goal of being added to the IMF basket. But others say Chinese leaders want to be seen as reliable. The renminbi's addition is "an endorsement as an international currency", said Chen Kang, chief bond analyst for SWS Research Co. in Shanghai. "That will encourage China to adopt more measures toward accelerating the process of the opening of its foreign exchange markets and capital markets".

Unintended Consequences

The renminbi's government-set exchange rate still follows the dollar despite the new mechanism for setting its value. For now, that makes the renminbi a dollar in disguise, according to Derek Scissors of the American Enterprise Institute in Washington. Until the renminbi is allowed to trade freely, the IMF decision will "increase the dollar's importance", said Scissors. "Those governments or investors hoping for a dilution of dollar dominance for portfolio diversification or political reasons are getting exactly the opposite".

Mossack Fonseca: Exclusive Online Services

CLIENT INFORMATION PORTAL

The Mossack Fonseca Client Information Portal is a secure Online account that Enables you to your Corporate information Access Anywhere and Everywhere, with Real-time updates of your Ongoing requests.

Our exclusive online portal offers clients these features:

• FIND updated information on your Company Formation requests through the Case Information Service panel, as well as digital copies of Corporate and legal paperwork.

• FOLLOW UP on your cases and receive notifications by email whenever one of your cases is updated.

And • SEARCH RESERVE Shelf Companies Online .

• VIEW your price lists.

• PAY your outstanding invoices

• REQUEST for certificates, reactivations and order forms

You can access all of these features from any place in the world in a safe environment in real time Ask for your log in at:! Portal@mossfon.com

Find the following applications:

1. CASE INFORMATION SERVICE (CIS)

The Case Information Service (CIS) is a tool which tracks the progress of client requests and ongoing cases.

• The CIS enables you to:

• Contact our staff around the world

• View digital copies of documents as soon as they are received in our office

• Receive automatic email notifications every time one of your cases is updated (optional)

2. ONLINE PAYMENT SYSTEM (OPS)

Mossack Fonseca Client Portal Information Management System offers a Complete account where you can Keep track of your All Outstanding Invoices or paid.

• The OPS will allow you to:

• Generate account statements with real-time information

• Pay your outstanding invoices online or by credit card

• Take advantage of our debit account application

• Choose our Batch Payment option that facilitates bank transfers and cheques for settlement of invoices

3. ELECTRONIC DELIVERY SERVICE (EDS)

Mossack Fonseca guarantees the most rapid and secures delivery system for your Annual Invoices and Account Statements. This Electronic Delivery System (EDS) eliminates delays due to the air-mail service. We avoid the use of paper, and it allows you to have more time to collect bills from your clients and send payments before deadlines.

4. ONLINE WORK REQUEST (OWR)

Through this new application you can access these documents easily and quickly, and all in one place!

• Incumbency Certificates

• Good Standing Certificates

• Reactivation of one or more companies

• Order Form

Mossack Fonseca on OECD: Conference on Intergovernmental Investment Treaties

Mossack Fonseca - On March 14, 2016, the Organization for Economic Cooperation and Development (OECD) Will host a Conference on the Balance BETWEEN Investor Protection and governments' right to Regulate The Conference Will Take place at the OECD Conference Centre in Paris, France. .

MANY Recent Investment Treaty Developments have been Driven by the quest for a Balance BETWEEN Investor Protection and governments' right to Regulate. Efforts to Achieve Balance Treaty have Inspired Innovation in policy, led some Countries to Exit Investment treaties Perceived as out-dated, and informed treaty policy and practice worldwide.

The conference will explore:

•    How governments are balancing Investor Protection and the right to Regulate

•    The search for Improved Balance Institutions or through new rules for Improved Including the new Investment Dispute Settlement Court System Developed by the European Union

•    A Case study on Addressing the Balance through substantive Particular through in-Law Approaches to the Fair and Equitable treatment (FET) ProVision.

•    How the OECD, OTHER Working with international Organizations, can constructive Support Improvement of governments' Investment Policies in this Treaty Regard

Governments have been Evaluating Key Aspects of Investment treaties at regular BI-Annual Meetings of the OECD-hosted Freedom of Investment Roundtable since 2011. This Conference Will Gather Senior Investment Treaty negotiators and policy makers from 54 advanced and Emerging Economies for Exchanges with leading Representatives of Business , Civil Society and Academia, as Well as international Organizations.